Sparkling Logic Continues to Transform Data Management for FIs
Sunnyvale, CA, July 7, 2026 – Sparkling Logic today announced that it has been recognized by FinTech Global as one of the leading AI innovators in financial services in AIFinTech100 2026. This annual list identifies the most innovative AI solution providers for financial institutions (FIs).
FinTech Global is a leading provider of FinTech information services, B2B media products, and industry events. They inform, promote and connect FinTech buyers, sellers, investors and innovators worldwide. AIFinTech100 is an annual list of the world’s most innovative tech companies offering AI solutions in financial services. For 2026, the FinTech Global team assessed 2,000+ companies. Working with a panel of industry experts and analysts, they determined the best 100. The list helps executives evaluate which applications of AI are most likely to have a lasting impact on the industry.
Criteria for AIFinTech100 selection included the following:
- The industry significance of the problem solved
- The innovation of the AI technology solution
- The cost savings, efficiency, and revenue enhancements delivered to FI clients
In previous years, FinTech Global has also recognized Sparkling Logic as one of the top innovators in data management solutions for FIs in their DataTech50 2025 and DataTech50 2024 lists.
Operationalizing Data Science Models
There are already many model development frameworks available in the market. However, many FIs continue to struggle with deploying the models they develop. Therefore, Sparkling Logic’s decision management platform, SMARTS™, is designed to support data science and AI teams with operations:
- Users can upload externally created models in Python, PMML, and ONNX into SMARTS™ and manage them as part of the overall decision flow.
- Alternatively, users can integrate SMARTS™ with externally managed and deployed data, logic, Python scripts and services, and other models through JSON-RPC or OpenAPI.
- Additionally, users can also author machine learning models directly in SMARTS™ in the form of rule sets, trees, and forests to complement data science models.
- To support ongoing maintenance, SMARTS™ provides the tools to manage model lifecycle, monitor model performance, conduct experiments, and automate adjustments/retraining.
- To ensure high speed and scalability in production, SMARTS™ implements multiple execution engines including 17+ predictive model engines.
In addition, FIs can leverage AI Assistant, our generative AI tool to generate test data, run what-if scenarios, and more by interacting with the tool in natural language. As a result, FIs can easily reduce IT maintenance costs, increase adaptability to internal, market, and regulatory changes, and scale while maintaining high performance.
“We’re honored to be recognized by FinTech Global as an AI innovator in financial services,” said Carlos Serrano-Morales, Co-Founder and Chief Technology Officer at Sparkling Logic. “This recognition reflects the foundation we’ve built — a strong, comprehensive platform that unifies all aspects of decision management — and propels us forward as we help organizations safely and smartly integrate agentic AI into the entire decision management lifecycle.”
Learn more about AIFinTech100 and download the 2026 list at fintech.global/aifintech100.
Additional Resources
- First, learn more about SMARTS™ decision management platform
- Afterward, learn how Sparkling Logic is simplifying decision management through generative AI
- Next, register for a Product Tour. Then, request a Custom Demo or get a Free Trial.
About Sparkling Logic
Sparkling Logic Inc. is a Silicon Valley-based company dedicated to helping organizations automate and optimize key decisions in daily business operations and customer interactions in a low-code, no-code environment. Our customers include global leaders in financial services, insurance, healthcare, retail, utilities, and IoT.
SMARTS™ by Sparkling Logic is a modern, enterprise-level, application-agnostic, decision-management platform that enables non-technical analysts and SMEs to easily manage business-critical decisions, whether explicit or AI-driven, with minimal IT resources.
SMARTS™ Applications for Financial Services
Sparkling Logic helps fintech startups, alternative lenders, banks, and credit unions strategically augment their fraud, credit, and operational risk decisions through a microservices approach.
Applications include:
- 1:1 Marketing
- Prescreening
- KYC and AML
- Fraud Detection
- Loan Origination and Underwriting
- Upselling & Cross-Selling
- Collections & Recovery
- Customer Management
- Compliance