FinTech Global names Sparkling Logic among world’s most innovative InsurTech companies for 2026
Sunnyvale, CA, October 6, 2026 – Sparkling Logic today announced that it has been named in FinTechGlobal’s InsurTech100 2026. This annual list identifies 100 of the most innovative InsurTech companies in the world.
FinTech Global is a leading provider of FinTech information services, B2B media products, and industry events, connecting FinTech buyers, sellers, investors and innovators worldwide. InsurTech100 is an annual list of the world’s most innovative InsurTech companies. For 2026, a panel of industry experts and analysts reviewed over 2,000 companies assembled by the FinTech Global team to determine the best 100. The list helps insurance executives evaluate which companies to consider as they implement their digital transformation strategies.
Criteria for InsurTech100 selection included the following:
- Industry significance of the problem solved
- Growth in revenue and clients
- Innovation of the technology solution
- Cost savings, efficiency, and revenue enhancements delivered to insurance clients
Earlier this year, FinTech Global recognized Sparkling Logic in AIFintTech100 2026 as one of the leading AI innovators in financial services. In previous years, FinTech Global has also recognized Sparkling Logic as one of the top innovators in data management solutions for financial institutions (FI) in their DataTech50 2025 and DataTech50 2024 lists.
Managing Risk Outside the Software Development Life Cycle
Insurers, brokers, and agents are under growing pressure to price risk accurately and process claims faster while adapting to new regulations and higher customer expectations. Sparkling Logic’s decision management platform, SMARTS™, provide business teams at insurance companies a dedicated way to manage critical operational decisions that evolve constantly. With SMARTS™, business users can:
- See exactly how decisions are made, with full transparency into the logic
- Catch errors faster and apply rules more consistently
- Bring AI into the decision-making process effectively
- Update decision logic independently of the underlying systems
SMARTS™ includes various business-friendly low-code/no-code tools such as AI Assistant, a generative AI tool that can generate test data, run what-if scenarios, and more through natural language interactions.
With SMARTS™, organizations can reduce operational costs, improve customer experience, launch products faster, strengthen decision quality and consistency, and gain greater flexibility, scalability, and transparency.
Operationalizing AI into Decision Making
While many tools exist for building models, deploying them remains a common challenge. SMARTS™ addresses this directly by enabling organizations to:
- Upload externally built Python models to manage within the broader decision flow
- Integrate with externally hosted data, logic, scripts, and services via JSON-RPC or OpenAPI
- Author machine learning models natively in SMARTS™ as rule sets, trees, or forests
- Manage full model lifecycle — performance monitoring, experimentation, and automated retraining
- Run on 17+ built-in predictive model engines for high-speed, production-scale performance
In short, SMARTS™ bridges the gap between building models and using them — giving business teams a single platform to manage decisions from design through deployment and ongoing optimization.
“We’re honored to be recognized by FinTech Global as one of the world’s leading InsurTech innovators,” said Carlos Serrano-Morales, Co-Founder and Chief Technology Officer at Sparkling Logic. “Insurers are being asked to make faster, more accurate decisions across underwriting, rating, and claims while integrating AI responsibly. This recognition reflects the strength of the platform we’ve build to help them do exactly that.”
Learn more about InsurTech100 and download the 2026 list at fintech.global/insurtech100.
Additional Resources
- First, learn more about SMARTS™ decision management platform
- Afterward, learn how Sparkling Logic is simplifying decision management through generative AI
- Next, register for a Product Tour. Then, request a Custom Demo or get a Free Trial.
About Sparkling Logic
Sparkling Logic Inc. is a Silicon Valley-based company dedicated to helping organizations automate and optimize key decisions in daily business operations and customer interactions in a low-code, no-code environment. Our customers include global leaders in financial services, insurance, healthcare, retail, utilities, and IoT.
SMARTS™ by Sparkling Logic is a modern, enterprise-level, application-agnostic, decision-management platform that enables non-technical analysts and SMEs to easily manage business-critical decisions, whether explicit or AI-driven, with minimal IT resources.
SMARTS™ Applications for Insurance
Sparkling Logic helps P&C, life/annuity, and health insurers, brokers, and agents modernize policy administration through a microservices approach.
Applications include:
- 1:1 Marketing
- Prescreening
- Quoting
- Fraud Detection
- Rating, Pricing, Underwriting
- Upselling & Cross-Selling
- Commission Calculation
- Claims Processing
- Collections & Recovery
- Customer Management
- Compliance