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Carlos recently published a useful piece on mapping automated decision-making technology (ADMT) exposure in Colorado and California. His central point is the one I would underline: the compliance question is not "where do we use AI?" Instead, it is "where do models,...
Two US states now regulate automated decision-making technology (ADMT). Colorado's new automated decision-making law, signed on May 14, 2026 and effective January 1, 2027, applies when technology "materially influences" a consequential decision. California's ADMT...
There is a common misconception: a prediction is not a decision. What does that mean? It is actually pretty simple. A model can tell you a customer has an 82% chance of defaulting. It cannot tell you whether to approve the loan, decline it, or ask for more documents....
Decision management (DM) has long been good at the deliberate part of a decision: explicit logic against mostly structured data that people can read, test and govern. Where there has always been an opportunity is leveraging unstructured data to enhance these automated...
September 30, 2026
Sparkling Logic has been recognized by FinTech Global as one of the leading insurance innovators in their InsurTech100 2026 list.